What have you allocated from your retirement portfolio to pay for your long-term care needs?  


Well, if you haven't included a retirement protection plan, then the answer could be "all of it."  Long-term care represents the greatest out-of-pocket expense faced by Americans today - over $75,000 a year nationally.  And the need for extended care affects all ages.  It's not just for old folks.  With long-term care protection you can be secure in the knowledge that funds for care at home - or in the setting of your choice - will be available without bankrupting yourself or burdening your family.  

Let us help you find solutions to protect your familiy and finances today so that you will have choices, independence and peace of mind tomorrow.  We specialize exclusively in long-term care planning and consult with individuals, families and business owners.  

This website is your resource for information and education on the issues that surround long-term care.  We invite you to clink on the links to learn about these important topics:

- What is long-term care?
- Who needs it?  When?  Where?
- What is the cost?
- Who pays for long-term care services?
- How to find solutions to transfer the risks with a quality long-term care insurance plan.


Remember . . . the time to plan is now!